About CyBux™
How CyBux™ Accounts work
Who uses CyBux™ Accounts
How CyBux™ ensures online payment security
How CyBux™ ensures online privacy
Frequently asked questions

Consumers … Schools … Merchants

Consumers — anyone who wants the convenience of making online payments without using a credit card, while in total privacy and with complete security.

Schools — both public and private schools who wish to offer families the convenience of making online payments, but are sensitive to their privacy and security concerns.

Merchants — who wish to offer their customers the convenience of making online payments, but are sensitive to their privacy and security concerns.

For more information, click the following links.

Consumers
Schools
Merchants

Consumers

With only a few exceptions, if you don’t have a credit card you can’t make online payments. Yet many people either don’t have a credit card or they are reluctant to use one online.

Therefore, CyBux™ Accounts are perfect for people who:
(a) are unwilling to use their credit card online because of privacy and security concerns;
(b) cannot get a credit card because they are under 18 years of age; or
(c) cannot get a credit card because of poor credit rating.

(Note: If your school or preferred merchant does not accept online payments from CyBux™ Accounts, consider sending them an email asking them to do so
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Schools
Schools face numerous challenges and frustrations when trying to collect payments from parents. And parents also experience many frustrations when making payments to schools.

Schools gain significant benefits from giving families the ability to pay online for virtually any school-centric events, services and products.
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Merchants
Internet commerce has not reached its full potential because consumers are reluctant to use credit cards online. A recent survey conducted by PriceWaterhouse-Coopers revealed that 79% of consumers cited credit card security as their #1 barrier to making online payments, and their #2 concern was privacy, i.e., disclosure of, or allowing access to personal information.

Merchants gain significant benefits from giving their customers the ability to pay online for their products and services without using a credit card. Imagine accessing large groups of consumers who do not have, or cannot get a credit card, as well as the many people who refuse to use their credit cards online.
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